10% Discount on GAP Insurance, Tyre, Alloy, Insurance

ALA - GAP Insurance Discount
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Post by Rob »

This forum has teamed up with ALA to offer all members a 10% discount off GAP Insurance.


All Club members will receive a 10% discount too - just follow the link below:

http://www.ala.co.uk/r/?r=Carforum and use code: forum123

Have you thought about gap insurance?

From the moment you drive your car away from the dealer forecourt its value automatically depreciates. This depreciation will increase drastically over the course of you owning that car.
You may not be aware but should the worst happen and your vehicle is stolen or is involved in an accident where it is damaged beyond repair, even if you have fully comprehensive insurance, you will only receive the current market value as a payout from that insurer.

This could result in a shortfall of up to two-thirds of the value of the vehicle in as little as 3 years. Crucially a motor insurance company may not pay enough to settle the outstanding finance on the vehicle.

By purchasing GAP insurance this shortfall can be prevented. A GAP policy covers the difference in price between the initial price paid for a car and the market value payout by your comprehensive insurance company. It therefore ensures that you don’t suffer the financial loss otherwise associated with the loss of your car through theft or irreparable damage.

Are you thinking this will never happen to you?.........
  • UK Car Crime is a third of all crime
  • A vehicle is stolen every minute, 33% of these are never recovered
  • Cars depreciate by up to 77% over a 3 year period
  • Motor insurance settlements are always less than the price you pay for your car
  • When a write off occurs you lose out and have to raise the funds for any short fall
  • Write offs occur all too often; protect yourself!
Why ALA?

Market Value Clause
Make sure there isn’t one! This clause means that the GAP company will only pay from the Glass’s Guide Retail value. If your Comprehensive Insurer settles for less, you could well end up with a shortfall. ALA does not have one.

Maximum Value Clause
You don’t want one of these either! This means that the value of your car is typically capped at 105% of Glass’s Guide Retail value. If you have added some extras, which is very common, these extras may not be covered under your GAP policy. ALA does not have one.

Free Transfer
Of any unused premium and FREE policy amendments. ALA offers this.

Claim Period
If you have ever suffered a Total Loss Claim, you will know the level of stress it can cause, you may even forget to contact the GAP Insurer straight away. The better policies will give you 120 days to make a claim, lesser policies limit this to 30 days. ALA offers 120 days.

UK Registered Insurers
Buying from a UK insurer means that it is directly authorised and regulated by the FSA, which in turn offers you policy protection under the Financial Services Compensation Scheme, will give you the security you need. Other GAP providers use off-shore insurers, who, although licensed to sell GAP Insurance in the UK, ultimately can step away from their obligations without redress. ALA are UK registered.

Extra features now available - all with our exclusive benefit! (Only when purchased with GAP)

ALA Keycare

Covers lost or stolen keys
Replacement locks, locksmith charges and more
24 hour, 365 days a year helpline
Standard fob or SmartFob which links to your smart phone options

Tyre and Alloy Wheel Insurance

Covers the SMART repair of your tyres and alloys
Also covers up to 5 tyre and 5 alloy wheel replacements during policy term
1, 2 or 3 year policies available
You can buy this as a standalone product

Scratch and Dent Insurance

Suitable for cars purchased in the last 30 days
Covers the SMART repair of minor cosmetic damage to your car
1, 2 or 3 year policies available
You can buy this as a standalone product

Excess Insurance

Covers voluntary and compulsory excess
Underwritten by highly rated AXA
Prices start at just £17.27!
Covers cars, van and pickups

Policies are available for up to 3 years with the ability to make up to 3 claims per years over the course of the policy.

Unsure about ALA?
I've had a lot of people ask if this cover is as good as their dealers and if so why is it so cheap. Well to put it bluntly - your dealer is making a lot of money off this product! GAP insurance from ALA is as good as or exceeds many products that your dealer offers.

Real life testimonial from a customer who made a GAP Insurance claim with ALA Insurance Brokers:
“ALA with my loss were great on the phone and within 3 weeks of notifying them I had a cheque in the post, so I would recommend that you use ALA Insurance Brokers"

Graham Jones
All Club members will receive a 10% discount too - just follow the link below:

http://www.ala.co.uk/r/?r=Carforum and use code: forum123

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Posts: 303
Joined: Thu Aug 11, 2022 10:03 am
Location: Wiltshire UK

Post by EJH »

Don't know who to thank, but I've used the code for my discount via ALA which undercut the dealer by almost 50% for my 4 year GAP insurance.
So, thanks to whoever sorted it.
Ultimate 230 Hybrid+Tech pack, Teal & moss grey
Ordered Mar 26th '22
Collected Nov 2nd 2022
31 weeks 4 days :shock: :roll: :roll:
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